3.4 Responsible
Banking
(GRI 2-16, FS1, FS15)
We are committed to generating value for our diverse stakeholders so that, through our products and services, they can achieve their dreams, goals, and purposes, thus building a better future for themselves and their families by providing solutions that transform lives.
3.4.1 Environmental
and Social Credit
Assessment
(FS2, FS3, FS4, FS5, FS9, FS10, FS11) (SASB FN-CB-410a.2)
Under the commitment to responsible banking, environmental and social assessments continue to be implemented through the Environmental and Social Risk Analysis System (SARAS) for the Corporate Banking loan portfolio and specific sectors of Business Banking, which helps mitigate impacts on the communities where projects are developed.
SARAS applies to credits in the corporate portfolio: category A and category B with credit exposure USD $1.0MM and business: category A, category B with credit exposure USD $1.0MM and specific sectors with exposure USD $250.0M.
SARAS Categories:
Additionally board members were trained at the regional level
The structure of the Environmental and Social Risk area was strengthened by adding a total of 6 specialists at the regional level.
Evaluations conducted
at the regional level
3.4.2 Green Financing
(FS8)
Fulfilling a key role to involve and guide investors and entities, offering financial solutions that positively impact the environment and society as part of the commitment to responsible banking.
